The Fed Just Raised Rates and Here Is What Bay Area Buyers Actually Need to Know About Their Mortgage
Fed sets overnight bank rates not mortgage rates. John Wei explains what drives your 30-year rate and what to focus on now. ...more
mortgage
October 06, 2026•3 min read
Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer
Lower rates bring more buyers and higher prices. John Wei explains why timing beats rate chasing now. ...more
mortgage
September 01, 2026•2 min read
